Turn a New House Into a Home Without Breaking Your Budget!

by Stacey Werner on 03.01.2012 · 0 comments

in Creating a Home

Don't break your budget after closing
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Both veteran homeowners and first-time buyers often fail to fully budget for new residence purchases. During the anticipation of signing on the dotted line and calling a home your own, many folks get momentary monetary myopia. Consequently, a myriad of incidental expenses can be easily forgotten. Following are ways to minimize common costs that come along with the territory of moving.

Appliances

Very few homes come equipped with washers, dryers, stoves, or refrigerators. Negotiate for the inclusion of these items in your initial sales contract. Many new home builders provide these items as sales incentives. It never hurts to ask; closed mouths never get fed.

Furniture

You probably already possess basic furnishings. It may be inadequate to fill a dining room, den, and extra bedroom(s), however. As suggested for appliances, bargain to have needed furniture items included in initial sales contract negotiations.

Alternate Accessories

Many people are unaware of how bare new accommodations can be without adequate accessories. Curtains, blinds, area rugs, and wall hangings are essential enhancements. Size differentials can make current accessories unfit for a new dwelling. Likewise, variations in color schemes and overall decor themes call for complete accessory re-evaluations.

Safety First

Security is no longer your landlord’s responsibility. If your intended new abode is already equipped with basic alarm system hardware, a setup fee will be charged to initiate new service for you. Investigate the precise figure before you move in. Figure it into overall acquisition cost calculations.

Grounds and Gardens

Basic requirements include a lawnmower, weed eater, and blower. Your present implements may be outdated or insufficient to tackle a sprawling new frontage lawn. Sprinklers, hoses, and rakes are also needed for gardens and gorgeous flowerbeds.

Additional Vehicle

Remote rural or suburban locales without public transportation or work carpools may require an extra car. You don’t want your spouse stranded at home with a sick baby or unable to get to the grocery store while you are 50 miles away at work all day.

It may take a heap of living to make a house a home; it doesn’t require stacks of cash, however. Local flea markets and inventory clearance sales are great for locating bargains. A search engine query will identify sites that offer inexpensive pre-owned household items.

Some mortgage lenders even offer specialized supplemental credit lines to facilitate home necessity purchases. If the additional long-term outlay is financially feasible, your family’s enhanced convenience, comfort and security make this option well worthwhile.
image courtesy of Victor1558

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