You might have asked the question, “what budget is right for me?” only to get the frustrating reply of “it depends“. Each person and household is unique and so when it comes to creating a budget, there never seems be to any answer that provides a one-size-fits-all solution. A few years ago Harvard bankruptcy professor [...]
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The tax filing deadline is quickly approaching. Are you ready? If this is your first year filing taxes as a married couple make sure to read my previous post with 5 Tax Filing Tips for Newlyweds. Even if you plan to use an accountant, you still need to get organized to make the process run [...]
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As I am sure you are aware, it is tax time again! There are many life events that lead to changes in your taxes—getting married, owning a home, and having children to name a few. If you are unfamiliar with how these changes can affect your taxes, this can be a very stressful time of [...]
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There is so much to think about when buying your first home—from how much you can afford, to what type of property and where. But it can become a reality if you set yourself some realistic goals. Here are some questions to consider when deciding if you should buy your first home. How much do [...]
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This post brought to you by Harman Stoves. All opinions are 100% mine. Living in Pennsylvania, my husband and I have to endure some frosty winter temperatures. With these temps come some hefty winter bills. I do not like being cold, so I like the heat to be high (constant source of struggle with my [...]
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If a home inspection report reveals a serious problem, you can often get the sellers to reduce their price to compensate for it. Keep in mind, however, that the sellers could always elect to fix the problem themselves and often will do this if they determine that the fix is cheaper than the price reduction [...]
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Save money with generic Do you buy generic products when you go grocery or drug store shopping? If not, you should! Generic products are just as good as their brand name counterparts. A former factory worker let me know that most times the products are even made in the same place! Generic Genius via Walmart [...]
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There are many ways to improve a home or apartment without spending a ton of money and remodeling huge portions of the house. A lot of times all it takes are little adjustments to make a difference. Some houses may have smaller rooms that get cluttered fairly quickly and with little or no windows; light [...]
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Holiday saving ideas From your food and grocery budget to holiday preparations such as gift wrap, take control of your family’s spending by implementing a few or all of the following simple steps and techniques! Menu plan Plan all of your menus, special days and day-to-day, well in advance. Jot down at least a week’s [...]
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