There are certain stages in life when it is important to think about your insurance coverage: when you get a job, retire, buy a car, and of course, when you get married. Most newlyweds recognize that a few insurance topics need to be dealt with after they get married. For example, you aren’t going to want to keep two car insurance policies if you can save by combining them under one policy. The same thing goes for health insurance. However, there is one other type of insurance I really wish that we had considered …