You might have asked the question, “what budget is right for me?” only to get the frustrating reply of “it depends“. Each person and household is unique and so when it comes to creating a budget, there never seems be to any answer that provides a one-size-fits-all solution. A few years ago Harvard bankruptcy professor [...]
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There is so much to think about when buying your first home—from how much you can afford, to what type of property and where. But it can become a reality if you set yourself some realistic goals. Here are some questions to consider when deciding if you should buy your first home. How much do [...]
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This post brought to you by Harman Stoves. All opinions are 100% mine. Living in Pennsylvania, my husband and I have to endure some frosty winter temperatures. With these temps come some hefty winter bills. I do not like being cold, so I like the heat to be high (constant source of struggle with my [...]
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There are many ways to improve a home or apartment without spending a ton of money and remodeling huge portions of the house. A lot of times all it takes are little adjustments to make a difference. Some houses may have smaller rooms that get cluttered fairly quickly and with little or no windows; light [...]
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How much vacation you can afford depends on several factors, including the following: time away from work; how much money you already have budgeted and/or saved for vacations; your desired destination; mode of transportation; accommodations; time of year; and what you can do without to cut down on luggage requirements. Additionally, if your spouse will [...]
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Personal finance is one of those areas that few people really plan for. While most people have some short-term goals like saving for a car, there are few that really pay attention to how much money they have or need. If you are tired of not having enough money or not having a plan, then [...]
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The Formula for Finding Your New Rental Budget Rental properties offer residents the advantage of having flexibility in their living arrangements. This is especially important for people who may move frequently, or someone who prefers to be free from worries regarding home maintenance. Additionally, a rental property can offer financial advantages such as not having [...]
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As you may know, I have a work life outside of Newlywed Survival. I am a freelance web designer and developer and I also sell on eBay. Selling on eBay is not always the easiest thing to do. In order to get the most money for the items I put up, I need to research, [...]
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During this rather challenging economic climate the dark clouds seem to be looming over many people’s financial situation. Even if you are lucky enough to still be in a relatively secure situation (no situation can be totally secure) then you’ll need to focus on what happens between each paycheck. A solid budget plan is a [...]
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