Money…the biggest reason couples get divorced. As newlyweds, you have to adjust to another person’s spending habits. If the other person has debt, loves to go on shopping binges, or is a tightwad with money, this can be a difficult adjustment to make. Use these articles to discuss money issues and make sure that you are on the same page when it comes to a budget.
You might have asked the question, “what budget is right for me?” only to get the frustrating reply of “it depends“. Each person and household is unique and so when it comes to creating a budget, there never seems be to any answer that provides a one-size-fits-all solution. A few years ago Harvard bankruptcy professor [...]
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There is so much to think about when buying your first home—from how much you can afford, to what type of property and where. But it can become a reality if you set yourself some realistic goals. Here are some questions to consider when deciding if you should buy your first home. How much do [...]
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How much vacation you can afford depends on several factors, including the following: time away from work; how much money you already have budgeted and/or saved for vacations; your desired destination; mode of transportation; accommodations; time of year; and what you can do without to cut down on luggage requirements. Additionally, if your spouse will [...]
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Personal finance is one of those areas that few people really plan for. While most people have some short-term goals like saving for a car, there are few that really pay attention to how much money they have or need. If you are tired of not having enough money or not having a plan, then [...]
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The Formula for Finding Your New Rental Budget Rental properties offer residents the advantage of having flexibility in their living arrangements. This is especially important for people who may move frequently, or someone who prefers to be free from worries regarding home maintenance. Additionally, a rental property can offer financial advantages such as not having [...]
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During this rather challenging economic climate the dark clouds seem to be looming over many people’s financial situation. Even if you are lucky enough to still be in a relatively secure situation (no situation can be totally secure) then you’ll need to focus on what happens between each paycheck. A solid budget plan is a [...]
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The first years of marriage can be taxing on your finances but it’s important to avoid falling into the loan trap where possible. Wedding and honeymoon expenses are often enormous, starting married couples off on a financial back foot. However, the excitement of newly married life can still encourage a state of mind which allows [...]
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There is an unprecedented amount of financial chaos throughout the world today, and the turmoil will most likely continue into the foreseeable future. Just because many companies, countries and individuals aren’t able to create a budget and stick to it doesn’t mean it’s not possible. Coming up with a budget can be tricky. Living within [...]
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If you open your wallet and find that you haven’t got enough to buy a cup of ramen, it’s time for you to to think about saving money! Lots of us think that money is just there to be spent, but if times are getting tough, you need to tighten your belt and start thinking [...]
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Infidelity is defined by dictionary.com as follows: marital disloyalty; adultery. unfaithfulness; disloyalty. lack of religious faith, especially Christian faith. a breach of trust or a disloyal act; transgression. Most people think of infidelity as cheating on your spouse by having an affair. There are many ways to “cheat” on your spouse. Cheating on a spouse financially [...]
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